Compare dental plans from top UK providers, Uk Dental Plan

• Home
• Mortgages
• Credit Cards
• Loans
• Investments
• Banking
• Pensions
• Insurance

Comparing Reimbursement Limits

		WPA NHS Top-up Providental		Boots (Private 1)	Dencover
Premium1		£9.50 per month	£13.50 per month	£13.50 per month	£6.99 per month
	Normal examinations	Level one (NHS Only) 100% of NHS treatment costs	Level two (NHS or Private) 75% up to £250	£14.25 (max 2)	£22.50 (max 2)
	Hygienist visits			£16.64 (max 2)	£22.50 (max 2)
	X rays			£4.16 small (max 4) £13 pan oral (max 1)	£6 per X ray (max 2)
	Fillings			£18.20 single surface £27.56 two surface £36.19 multi surface max 4 fillings)	£58 per filling (max 3)
	Extraction			£18.72 simple £38.48 surgical	£30 simple (max 2) £45 surgical (max 1)
	Root Canal Treatment			£40.56 incisor/canine £52.00 pre-molar £71.76 molar (max of 1 root canal treatment per year)	£105 (max 1)
	Crowns			£114.40 per crown (max 1)	£175 per crown (max 2)
	Bridges			£176.80 (max 1)	£220 (max 1)
	Mouth guard	not covered		Not covered	£25 (1 every 3 years)

Dentures	Covered within the dental injuries and oral cancer benefits. Limits do apply - please refer to http://www.wpa.org.uk/literature/10747%20Providental%20Guide.pdf for full details		£226.72 (NOT covered in first year, then a maximum of 1 per year)	£220 as an alternative to a bridge only 75%, up to maximum claim value
Implant	Covered within the dental injuries and oral cancer benefits. £1,900 per implant up to £3,800 (see below)		Not covered	Not covered
Dental Emergencies	75% up to £500 (£250 per emergency)	75% up to £1,000 (£250 per emergency)	£20.80 per visit	£500 (max 1)
Worldwide Cover (dental emergencies and injuries outside of the UK)	Up to £250 per emergency/injury. Trips up to 35 days	Up to £250 per emergency/injury. Trips up to 35 days
Dental Injury	Up to £10,000	Up to £20,000 implants)	Up to £1,000 (no implants) and £75 per day/night in hospital	£500 per year (max 2)
Oral Cancer	Up to £10,000	Up to £10,000	£75 per day/night in hospital (max 50 days = £3,750)	Up to £5,000 for one course of treatment costs

Total available to claim

As listed under each benefit category (if no percentage shown, it will be 100% reimbursement up to the maximum limits shown).

£5,500

£7,2012

Percentage reimbursement for each claim	As listed under each benefit category (if no percentage shown, it will be 100% reimbursement up to the maximum limits shown).	100% (subject to reimbursement limits).	100% (subject to reimbursement limits). 75% for fillings, crowns, bridges, mouth guards, root canal & extractions.

Qualifying Periods	1 month for check-ups, hygienists and general dental treatment. 3 months for restorative treatment (e.g. crowns, bridges). 14 days for emergencies. 90 day deferment period for oral cancer.	3 months for most treatments	90 days for routine Nil for emergency/injury
Cooling Off Periods	14 days 28 days for online applications	14 days	14 days

¹ Price comparison is for a person aged 18-49. ² Assumes 4 emergency visits per year. Source: Boots and Dencover websites August 2009.

An overview of the companies

WPA Ltd	BOOTS Plc	DENCOVER Ltd
WPA is a leading not-for-profit health insurer with a UK heritage of over 100 years.	Boots is a leading UK retailer.	DenCover was established in 2003.
Confidence that you deal directly with WPA - the insurer, underwriter and administrator.	Underwritten by a third party.	Underwritten by a third party.