Tesco Health Insurance

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Tesco Health Insurance

As well as being the UK ’s largest retailer, Tesco now offer customers a range of health insurance plans, including dental cover. All plans are provided by AXA PPP Healthcare.

There are two levels of cover to choose from: Core Cover and Premium Cover. Both are designed for individuals, couples and families attending an NHS dentist and cover the cost of planned and unplanned dental treatment. The price is fixed regardless of a person’s age or the condition of their teeth and they have the added benefit of being able to stay with their existing dentist.

Simplyhealth Dental Cover

First month FREE when you join online now with Simplyhealth (formerly known as HSA), saving up to £21 - affordable cover from just £7.70 per month.

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Core Cover provides 100% reimbursement for a patient’s NHS dental treatment plus worldwide dental injury and emergency benefits.  

Benefits of Core Cover include

• Regular check ups
• Hygiene treatments
• X-rays
• Dental treatments
• Fillings
• Bridges
• Crowns     
• Worldwide dental accident treatment
• Worldwide emergency dental treatment
• Emergency call out fee
• Mouth cancer cover (including smokers)

• NHS hospital cash benefit

Exclusions

• Pre-planned treatment at the time of joining.
• Cancer treatment within the first three months of joining.
• Costs incurred as a result of receiving specialist dental treatment, or any treatment provided by a recognised dental specialist, unless treatment is due to a dental accident.
• Implants, cosmetic treatment, tooth whitening, orthodontics or any treatment not deemed to be clinically necessary, unless as part of a course of NHS dental treatment.
• Sporting injuries where a mouthguard or other recommended protection is not worn, unless treated on the NHS.

Premium Cover - Premium Cover adds to Tesco’s Core Cover by providing a large reimbursement for private and NHS treatment (e.g. fillings, crowns) and maintenance (e.g. x-rays, check-ups) costs. Customers can choose private treatment to supplement or replace NHS cover.

Cover includes

• Regular check ups
• Dental  treatment
• Hygiene treatments
• X-rays
• Fillings
• Bridges
• Crowns     
• Worldwide dental accident treatment
• Worldwide emergency dental treatment
• Emergency call out fee
• Mouth cancer cover (including smokers)
• NHS hospital cash benefit

Not covered

• Pre-planned treatment at the time of joining.
• Cancer treatment within the first three months of joining.
• Costs incurred as a result of receiving specialist dental treatment, or any treatment provided by a recognised dental specialist, unless treatment is as a result of dental accident.
• Implants, cosmetic treatment, tooth whitening, orthodontics or any treatment not deemed to be clinically necessary, unless as part of a course of NHS dental treatment.
• Sporting injuries where a mouthguard or other recommended protection is not worn, unless treated on the NHS.